The Market Monitor Minding the Nation's Business
Palawan ProtekTODO, the microinsurance arm of Palawan Group of Companies, is offering a new insurance plan designed for everyday workers—household helpers, drivers, security guards, teachers, and farmers.
The new offerings are built around the realities of these essential workers, providing practical and affordable protection for those who often go without coverage. Each plan includes benefits such as accidental medical reimbursement, annual health check-ups, and coverage for accidental death and disablement, all packaged at rates meant to fit everyday budgets.
The goal is simple: make insurance something ordinary Filipinos can actually use, not something they feel priced out of.
“Many still think that insurance is only for the wealthy,” said Lisa Lou Castro-Sabado, Chief Business Development Officer of Palawan Group. “Availing insurance used to be costly, complicated, and burdened with tedious requirements. With ProtekTODO, we are changing that by making insurance affordable, accessible, and hassle-free. Our plans give everyday workers the protection they deserve.”
Filipino workers form the backbone of the country’s daily life. Household helpers and drivers support families beyond their own. Security guards stand watch through long shifts to keep communities safe. Teachers shape the next generation, while farmers endure unpredictable weather and difficult conditions to secure the nation’s food supply.
Despite their importance, many of these workers remain underserved by traditional insurance providers—a gap Palawan ProtekTODO now aims to close through its tailored Kasambuhay, Guards, Teachers, and Farmers insurance plans.
With these new products, Palawan ProtekTODO is reshaping how Filipinos think about protection. Instead of slowly building emergency funds piece by piece, everyday heroes can now rely on year-round coverage that responds to their real-world risks. The brand’s promise is clear: insurance na tingi-tingi ang presyo, pero todo ang benepisyo para sa mga Pilipino.
Palawan ProtekTODO insurance plans are available via PalawanPay, Lazada, and at any Palawan Pawnshop – Palawan Express Pera Padala branch