The Market Monitor Minding the Nation's Business
Chinabank is offering its HomePlus Bundle Promo with a 6.25% p.a. fixed interest rate for five years—the lowest in the market—along with a waiver of up to ₱50,000 in bank fees.
Borrowers taking a ₱5 million loan over 15 years could save over ₱90,000 compared to typical competitor rates of 6.50% or higher. To qualify, applicants must apply for a minimum loan of ₱1 million and include essential protection products: a Chinabank Credit Card, Mortgage Redemption Insurance, and Property or Fire Insurance.
The promo is available for new applications with complete documentation received from February 2 to March 31, 2026, with a booking deadline of April 30, 2026. Interested clients may inquire at any Chinabank branch nationwide.