The Market Monitor Minding the Nation's Business
The Government Service Insurance System (GSIS) is now accepting applications for its emergency loan from active members and old-age and disability pensioners all over the country. This comes on the heels of President Ferdinand Marcos Jr.’s declaration of a nationwide state of calamity due to Typhoon Tino and in anticipation of Typhoon Uwan.
“As our kababayans reel from the wide devastation of Typhoon Tino and as we brace for more calamities due to La Niña, the rapid financial relief for our public sector workers and retirees becomes more critical. To support fast recovery and rebuilding, GSIS is supporting President Marcos’s goal to widen and expedite access to our emergency loans for those most affected,” said GSIS President and General Manager Wick Veloso.
Members must be in active service, not be on unpaid leave, have at least three months of paid premiums within the last six months, have no pending administrative or criminal cases, have no unpaid loans for more than six months, and have a take-home pay of at least Php 5,000 after deductions.
Old-age and disability pensioners may apply if at least 25 percent of their basic monthly pension remains after loan deduction.
New applicants may borrow Php 20,000 while those with existing may borrow up to Php 40,000 from which their balance will be deducted to get a maximum net amount of Php 20,000.
Members and pensioners are encouraged to apply via the GSIS Touch mobile app to facilitate faster processing and disbursement. The application period is from November 7, 2025 to February 7, 2026.
The emergency loan will be paid via salary or pension deductions in 36 equal monthly installments at 6 percent per annum. It has a loan redemption insurance that pays the loan in full upon the borrower’s demise, provided loan payments are current.
For more information, visit the GSIS website or follow the official GSIS social media channels. For inquiries, email gsiscares@gsis.gov.ph or the GSIS Contact Center at 8847-4747 (Metro Manila) or 1-800-8-847-4747 (Globe and TM) or 1-800-10-847-4747 (Smart, Sun, and Talk ’N Text).