GCash users can now invest in government bonds via GBonds

Filipinos can now invest in government securities using their GCash mobile wallets, thanks to a new platform launched by the Bureau of the Treasury (BTr) in partnership with GCash, PDAX, and Bonds.ph.

The platform, called GBonds, allows users to purchase Treasury bills (T-bills) for as low as P500, with no fees for top-ups and withdrawals and standard rates for buying or selling. Retail Treasury Bonds (RTBs) will also be made available soon, with a minimum investment of P5,000 during the primary offering.

This move aims to bring investing closer to ordinary Filipinos—even those without bank accounts—by making government securities accessible through mobile phones. It supports the BTr’s push for financial inclusion, retail investor participation, and a stronger domestic debt market.

National Treasurer Sharon Almanza said GBonds bridges the gap between the investing public and government securities. “We are empowering more Filipinos by providing easier access and more inclusive ways to invest,” she said.

Finance Secretary Ralph Recto also expressed support for the initiative, saying GBonds offers a secure way for Filipinos to grow their money while contributing to the country’s development. “It supports key government programs like infrastructure and education,” he said.