The Market Monitor Minding the Nation's Business
LANDBANK closed 2025 with its strongest financial performance to date, translating record earnings into expanded financing support for agriculture, fisheries and rural development (AFRD), micro, small and medium enterprises (MSMEs), local communities, and other priority sectors.
The state-run Bank posted a 24% year-on-year increase in net income to ₱43.98 billion, driven by broad-based portfolio growth, sustained operational discipline, and proactive risk management — including strengthened credit oversight and monitoring of priority and vulnerable sectors. These measures ensure resilient, sustainable growth, reinforcing support for priority sectors while maintaining client trust.
This strong foundation allowed LANDBANK to further scale its lending, directing more than half, or 53.5% of its loan portfolio to AFRD reaching ₱896.61 billion, up 9% from the previous year, and reinforcing the Bank’s position as the country’s largest provider of agricultural credit.
“LANDBANK’s landmark performance in 2025 reinforces its role in expanding affordable financing, supporting priority sectors, and driving growth in communities across the country. As a state-run institution, LANDBANK continues to be a key partner in advancing the economy and ensuring that support reaches the grassroots,” said Finance Secretary and LANDBANK Chair Frederick D. Go.
Building on its record results, LANDBANK opened 2026 with the successful issuance of ₱50 billion in Agriculture, Sustainability, Environment, and Socioeconomic Development (ASENSO) Bonds.
The strong market uptake reflected investor confidence in the Bank’s financial health and governance, enabling it to mobilize additional capital for transformative, nation building investments.
“LANDBANK’s growth is not just about numbers — it’s about fulfilling our mission to uplift the sectors that sustain the nation. From small farmers and fishers to MSMEs to local communities, we are using our financial strength to create lasting impact nationwide,” said LANDBANK President and CEO Lynette V. Ortiz.