DHSUD sees housing supply hitting four-year high

THE Department of Human Settlements and Urban Development (DHSUD) expects housing units granted licenses to sell (LTS) to reach their highest level since 2022, citing stronger developer participation and expanded housing options for Filipino families.

DHSUD Secretary Jose Ramon Aliling said the projected increase is based on the monthly average of housing units applied for and issued licenses to sell in 2026.

Speaking at the second National Housing Expo, Aliling said the housing sector remains active, with the government’s expanded Pambansang Pabahay para sa Pilipino (4PH) Program helping broaden access to housing for people across different income levels.

The enhanced program offers alternatives for families who cannot yet afford homeownership, including the Enhanced Community Mortgage Program, rental housing and temporary shelter for communities affected by typhoons, earthquakes and other disasters.

For those ready to purchase homes, Pag-IBIG Fund offers subsidized housing loan rates of 3% for socialized housing, 4.5% for loans of up to ₱4.9 million, and 5.75% for loans exceeding ₱4.9 million up to ₱10 million. Qualified joint borrowers may access loans of up to ₱20 million under the cited rate structure.

Aliling said the expanded housing initiative follows President Ferdinand Marcos Jr.’s directive to make the 4PH Program more inclusive and accessible to Filipinos with varying financial capacities.

He also pointed to increased private sector participation as a sign of growing interest in the government’s housing efforts.

More than 80 developers joined the Oct. 19-20 expo at the SM Convention Center in Pasay City, doubling the participation of around 40 developers at the inaugural event last year. Online registrations likewise nearly doubled, rising from approximately 20,000 to almost 40,000.

The event showcased around 50,000 ready-for-occupancy housing units, with participating developers offering property discounts and buyer incentives. Pag-IBIG Fund also provided on-site financing assistance to prospective homebuyers.

Aliling emphasized that sustained cooperation between the government and private developers is essential to expanding access to decent and affordable housing.

He said the government aims to build a credible housing program that earns the confidence of developers, homebuyers and other stakeholders, stressing that continued collaboration is necessary to address the country’s housing needs.